Say Goodbye to Rent- How Ready Homes at Osian Divino Save you money from Day One
For most home buyers, the choice between rent and ownership is all about timing and money. What if you could begin saving from day one of home ownership—without having to wait for construction to finish?
That’s precisely what ready possession houses provide.
With no delay in construction, no GST, and no double whammy of rent and EMI, ready possession homes are the better bet financially than ever before. Let’s see
- No Longer Paying Rent Along With EMI Together
Double expense is one of the major financial pain areas for homebuyers who are booking under-construction flats. You keep on paying rent in addition to initiating EMIs on your home loan—although the flat is not available yet.
With a ready possession flat, you can:
- Move in as soon as registration is done
- End paying rent from the possession date
Channel your rent towards your EMI instead
Example:
If your current rent is ₹25,000 and your EMI is ₹28,000, you’re only spending ₹3,000 more to live in your own home.
how.
- No GST = Instant Savings
- Here’s a hidden cost many buyers overlook: GST.
- Under-construction homes attract 5% GST (without input credit)
But once the builder receives the Completion Certificate (OC/CC), no GST is charged on the property
That’s a direct saving of ₹2–4 lakhs, depending on the cost of your home.
- Create Equity, Not Somebody Else’s Wealth
Rent is money paid out without benefit. But all EMI on your own property is invested in creating equity.
With ready homes:
- Your EMIs go towards ownership from day one
- You begin creating your financial asset right away
- No longer paying rent that goes to somebody else’s asset.
- Tax Benefits Instantly
Homeownership also brings tremendous tax benefits—but only after taking possession.
With ready homes, you can:
- Claim up to ₹2 lakhs of home loan interest under Section 24(b)
- Claim ₹1.5 lakhs on principal repayment under Section 80C
- Begin claiming deductions in the same financial year
For under-construction flats, these benefits only come into effect after you take possession.
- Stability, Security and Lifestyle Starts Immediately
Renting involves uncertainties:
- Periodic rent increases
- Risk of eviction or relocation
- Break in children’s education and work routine
With your own ready house, you have:
- Long-term stability
- A feeling of belonging and possession
- Freedom to design and furnish as you desire
- Earn from Your Investment Right Away
Not ready to move in immediately? A ready possession house can be a passive income earner.
You can:
- Rent it from the first day
- Rent out to working professionals or students if located close to IT parks, colleges, or hospitals
- Rent out as a guest house or holiday home
Your property begins to earn returns immediately, as opposed to under-construction investments lying dormant for years.
- Smoother Loan Sanctions and Builder Deals
Banks and NBFCs favor ready homes due to lesser risk:
- Quicker loan sanctioning
- Improved interest rates
- Simpler documentation when OC is in hand
And several builders give great last-unit offers such as:
- Zero floor rise
- Exempted stamp duty
- Modular kitchen or home automation package
These advantages make the offer more desirable.
Final Word: Own, Don’t Rent—The Time is Now
In a busy marketplace, time is money. And with a ready possession home like in Osian Divino, you keep both.
You skip GST, double expense, delay, and doubt. Instead, you get in fast, build equity, experience tax savings, and begin living the life you dreamed about.
So why wait?
Your home is ready—and so is your freedom from rent.
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- Osian Realty, Osian House, 1st Floor, 170 MG Road, Pune- 411001
- +91 7770 009 717
- info@osianrealty.com